Free Policy Review and Claim Assistance
JUSTICE LAW, Coronavirus Business Interruption Claims LAW FIRM, PLANTATION FLORIDA
Has the coronavirus pandemic taken a toll on your business? If you’ve faced a loss in business income as a result of temporary closings and social distancing, you may be wondering whether your business interruption insurance policy can help. Let’s take a closer look at what business interruption insurance is and how it may affect you during the coronavirus era. We will review your policy free of charge and assist you in making a claim!!!
WHAT IS BUSINESS INTERRUPTION INSURANCE?
Business interruption insurance is designed to help replace lost income and pay for expenses when a business suffers from a covered loss.
In most policies, losses that stem from events such as fires, hurricanes, tornados, floods, and water pipe breaks are covered. To be eligible for coverage, you must have opted for business interruption coverage and have an active policy at the time you experienced the loss. Despite the shut down and resulting losses many businesses have suffered secondary to the coronavirus pandemic, many issues exist regarding whether these losses will be covered under these policies. Let us help you in navigating these challenging waters.
IS CORONAVIRUS A COVERED LOSS UNDER YOUR POLICY?
If you have business interruption insurance, you may be unsure of whether the coronavirus is considered a covered loss. The answer is, “It depends.” Despite the fact that many insurance companies have already stated that claims related to the pandemic are not covered, you may still have coverage. The specific language in your policy will help determine if you’re covered.
In the event your insurance company informs you they won’t pay for any losses related to the coronavirus, don’t take their word for it. Remember that insurance companies, just like most businesses, want to make money and will do whatever they can to pay their policyholders as little as possible.
It’s a good idea to send your policy to a skilled business interruption insurance lawyer at Justice Law. We’ll thoroughly review it and educate you on your legal options. A free legal review of your policy will assist you to know your rights.
TYPES OF BUSINESS THAT MAY HAVE A COVID-19 BUSINESS INTERRUPTION CLAIM
No matter what type of business you have, you may have a valid coronavirus-related business interruption claim. Our business interruption insurance lawyers are here to represent all types of business including:
- Bars and restaurants
- Medical practices
- Movie theaters
- Commercial landlords
- Professional offices
- Auto Dealerships
- Private schools
- Salons and spas
- Hotels and resorts
- Churches and other religious institutions
- Non-profit organizations
- Gyms and fitness centers
- Retail stores
- And many others!
WHAT TO DO IF YOU’RE A BUSINESS OWNER WITH BUSINESS INTERRUPTION INSURANCE
By following these steps, you can increase your chances of obtaining coverage and securing a favorable outcome for your unique situation.
- Call Your Insurance Agent or Company: Reach out to your insurer and request a copy of any policies related to your business. Keep in mind that if you simply ask for a copy of your business interruption policy, you may not get it because there are many different names for business interruption coverage and it may be a small part of another policy. If your agent tells you this is not a covered loss, DO NOT TAKE THEIR WORD FOR IT!!! Get a full copy of your policy and let us help!!
- Document Your Losses: Maintain detailed records of your revenues, net profits, overhead, expenses, and lost income streams. Your CPA or accountant can assist you with documentation. Documenting your losses can ensure a more seamless legal process in the event you do have a valid claim.
- Seek Legal Representation: There’s no denying that insurance policies are complicated. Even if you read your policy carefully several different times, you may still be unsure of whether or not it covers COVID-19 losses. An experienced business interruption insurance lawyer can help you navigate the complexity of the situation and recommend proper next steps.
HOW CAN JUSTICE LAW HELP
In today’s uncertain times, insurance companies will do whatever it takes to decrease benefits or avoid payment of a business interruption policy altogether. That’s where Justice Law comes in. You can count on our business interruption insurance lawyers to perform a comprehensive review of your policy free of charge.
We have specialized knowledge of the insurance industry and our legal system and will work tirelessly to ensure your rights are protected. If we believe you have a valid claim, we’ll file it on your behalf and guide you through the entire process. We’ll also keep you updated on current and new legislation.
Send Your Business Interruption Insurance Policy to Justice Law TodaY
If you’d like to find out how your business interruption insurance affects COVID-19, be sure to email a copy of your policy to justice@justiceinjurylawyer.com for a free review. We’ll educate you on how it relates to the pandemic and pursue a claim on your behalf if necessary. We look forward to supporting you during these difficult times.
We are ready to litigate, arbitrate, and negotiate on behalf of our clients to insure that they receive every remedy available to them under the law. Our commitment to our clients and our success in personal injury and accident law creates the record you find on our case results page.